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Sofi rate ranges are current as of 11/4/25 and are subject to change without notice The account has no monthly fees and offers. The average of sofi personal loans funded in 2022 was around $30k

SoFi CEO on company's 'unique circumstance' to go public via SPAC

Not all applicants qualify for the lowest rate Sofi bank, n.a., the online banking arm of the financial technology company sofi, offers a highly competitive bundled checking and savings account Lowest rates reserved for the most creditworthy borrowers.

Voted best personal loan of 2025 by nerdwallet

Consolidate debt and pay for life’s expenses with same day online personal loans from sofi Find the latest sofi technologies, inc (sofi) stock quote, history, news and other vital information to help you with your stock trading and investing. Sofi relay, a credit score monitoring and budgeting tool, is available to anyone who registers a free sofi account

The service allows users to track their money in bank, credit card, investment, and loan balances and transactions as well as set financial goals. Sofi apys are strong, and there are no monthly or overdraft fees. Sofi savings account interest rates are above average and the financial services company charges no bank fees—two reasons this savings option is worth considering.